Join before April 30 and get 6 weeks free*!

Join before April 30 and get 6 weeks free*!

Join Astute Simplicity Health and you’ll get 6 weeks free on eligible products. We’ll also waive all 2, 3, and 6 month waiting periods on extras*. 

*Offer ends 30 April 2025. T&Cs apply, click here to learn more.

5% Discount

5% Discount

A 5% discount* for Astute customers across a range of hospital and extras covers. Payment is easy by direct debit fortnightly or monthly. Contact us today to find out more!

No Excess#

No Excess#

No excess# on same-day hospital stays for adults on gold hospital products. Also, no excess on hospital stays for children covered on the policy. 

 

Switching made easy!

Switching made easy!

No waiting periods apply when switching to an equivalent level of cover, providing all waiting periods have been served with your previous insurer. 

*The discount cannot be combined with other discounts available under other arrangements between St Lukes and other alliance partners. Direct debit is the only payment method available to Astute Simplicity Health members.

#Selected products are Astute Gold Hospital 250, Astute Gold Hospital 500, Astute Gold Hospital 750.

 

Hospital Cover

Hospital Cover

Our Hospital products provide top private Hospital cover with a range of options to help you choose the right cover for you and your family.

Extras Cover

Extras Cover

Our Extras cover provides benefits for services not covered by our Hospital covers or by Medicare.

Astute Simplicity Health Claiming App

The Astute Simplicity Health claiming app makes claiming easy!

Find out more

These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St Lukes), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.