Astute Gold Hospital
Provides top private hospital cover, which can be taken as a stand-alone hospital product if you only need hospital cover, or can be packaged with one of our Extras products.
Astute Gold Hospital provides top private hospital cover, which can be taken as a stand-alone hospital product if you only need hospital cover, or you can tailor your own combined hospital and extras package by combining Astute Gold Hospital with our Extras products. With an excess, you are effectively reducing your premium and saving money.
Astute Gold Hospital
| Hospital Cover | Single Excess | Couples & Family Excess | |
|---|---|---|---|
| Per calendar year | Per person, per calendar year | Maximum per policy, per calendar year | |
| Astute Gold Hospital 250 | $250 | $250 | $500 |
| Astute Gold Hospital 500 | $500 | $500 | $1,000 |
| Astute Gold Hospital 750 | $750 | $750 | $1,500 |
The excess only applies to adults who are hospitalised overnight. It does not apply to same-day hospital treatment or to children covered by the policy.
For information on waiting periods, including pre-existing conditions click here.
For information on exclusions, restrictions and/or excesses refer to our membership conditions.
A full list of the private hospitals and day hospital facilities that are contracted with the underwriter St Lukes is available here.
Dependant extension option available on this product:
Our dependant extension option means that your non-student child dependant can remain on their parent’s policy for an additional premium, provided they are aged between 23 and 25, not studying full-time and are not married or living in a defacto relationship.
For more information on Dependant Extension, contact Astute Simplicity Health on 1300 090 960.